Month: March 2023

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Diversity Info Topic Words of Wisdom

Focus on Finance for Women’s History Month

Focus on Finance for Women’s History Month

Homeownership is one of the staples of the American dream. You work hard, you save money and pay bills on time. So, why is the purchase of a home out of reach for some people? It is partly due to the banking industry and unfair lending practices. Also, this is attributed to bad consumer credit and lack of funds.

We are living in times of inflation; again. It makes it hard to stay on top of basic living expenses and amenities. However, in spite of inflation homeownership is achievable. So is good credit. We can start by trying to reduce our debt-to-income ratio. This is one of the factors banks use in the application approval process. Lowering debt-to-income ratio means to have more money coming in than going out. Many times we spend more and save and/or invest less.

Paying bills on time also boosts credit scores. If you are in the market to make a home purchase, you may want to pull your credit report. By doing so, you have the opportunity to check for accuracy and any errors that may be preventing you from obtaining a loan. Also, you can assess what accounts you need to pay off. Correcting errors on your credit report takes a little effort, but it is within your power to change it in the best interest of your financial future.

Did you know? It wasn’t until the early 70s that women were allowed to purchase property in their own name. In years before that, a women could not own property without her husband co-signing.

Homeownership is lacking within minority communities. That brings me to the Focus on Finance for Women’s History Month. Benaisha Poole-Watson fits the theme of ‘Women Telling Our Stories’. She is a catalyst in the real estate market and understands the challenges. Being the owner of Prime One Home Loans, she not only owns the bank but helps to educate about building wealth. She has created solutions for people who are having hardship with obtaining a home loan.

To add to that, she is also a military veteran. She has served in the United States Air Force. Mrs. Poole-Watson, among many other African American women, have broken down the barrier of women serving in the military. Let’s salute Benaisha Poole-Watson for her contribution to the country through her military service. Also, for opening doors and creating change and help in obtaining real estate.

Did you know? At one time, women were not allowed to serve in the military outside of kitchen and domestic duties.

Focus on finance for women’s history month and learn more about the inspiration of Benaisha Poole-Watson at Home – Benaisha Poole Watson

Categories
Topic Words of Wisdom

Grow Your Mental

Image by Beate from Pixabay
Listen to Grow Your Mental Recital
Growing your mental
Opens minds; developmental
Love and consciousness are life’s syllabus
The syllabus which teaches us

Leading with eyes only
Robs the soul and results to lonely
Lonely, pretentious and superficial
Love and meaning are most beneficial

Ask yourself when you look in the mirror
Do I manifest what I am seeking?
Searching hard for the answer brings you nearer
Realizing that arrogance, pride and conceit are what you are reeking

Maturity and mental growth
Brings us closer to an oath
That tells us life is about much more
Fulfillment, gratification and enrichment are in store

Exit the false prophecy
Visualize the hypocrisy
Newfound treasures appear before your eyes
Things unseen before suddenly materialize 

Wow, what a surprise!




Grow Your Mental first appeared on Inspire By O'Nika, March 22, 2023

Categories
Diversity Topic Words of Wisdom

Women’s History Month in Music

Women’s History Month in Music

Image by Prawny from Pixabay

It’s Women’s History Month. Let’s talk about a female hip hop and funk group who was pivotal in these genres of the music.

What do you get when you add Angie B, Blondy and Cheryl the Pearl? Drumroll please… meet The Sequence. A trio of women from South Carolina who performed a fusion of hip hop and funk music. Angela Brown, Gwendolyn Chisolm and Cheryl Cook made up the first female group to release songs under Sugar Hill Records.

The most notable song by the group is “Funk You Up”, which came out in 1979. You may also remember the song, “Monster Jam with Spoonie Gee”. In the 90s Angela Brown aka Angie Stone later joined the music group Vertical Hold before going solo in 1999. She has also performed in theater, TV and movies.

Angie Stone-Mahogany Soul Album

Gwendolyn “Blondy” Chisolm and Cheryl “The Pearl” Cook released a single in 2011 titled, “On Our Way to the Movies”. The Pearl also wrote songs for the Sugar Hill Gang and scores of other artists. She went on to start her own company called Black Bottom Entertainment.

The Sequence is very important in the history of women, music and hip hop. Their first single topped the music charts for three weeks and went Gold. Other artists have sampled their music. Even though the hip hop genre is more prominent in NY, The Sequence held their own and made their mark being from the South. They have helped to lay the foundation for subsequent female hip hop groups and solo MCs, that we know and love.

The influence of The Sequence can still be felt and heard, even today. Give them their due for what they have laid down for women groups who came after them. For whatever reason, The Sequence has not been given the credit they deserve. When I think of The Sequence I think of a trio of inspiration and talent.

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Topic Words of Wisdom

Can You Answer This? What Are the Benefits to Being Employed?

Image by talha khalil from Pixabay

Can You Answer This? What Are the Benefits to Being Employed?

Being employed comes with many benefits. I know sometimes we complain about certain aspects of working, but it comes with its perks. Working affords us with options to support ourselves and our families. When we work, we have a sense of independence, achievement, responsibility and enjoyment. Being employed, whether self-employed or with a company is gratifying. Just think of what life would be without it. Of course, for the retired you have put in your years. It is now time for you to do with your life what you will and enjoy doing what your heart desires.

Experiencing people and interacting with others is a large part of being employed. We have some wonderful experiences and some less than nice ones. But either way we learn from all of them. We also get to save and/or invest money for later in life. Also, working helps us with medical expenses through healthcare plans provided by the company. Being employed gives us a sense of purpose in life too. We get up and feel like we are making a difference. While working, we can be creative, and this is great for mental and physical health.

Another plus is being able to enjoy the fruits of our labor. Going away for weekend trips and or vacations. Spoiling ourselves every so often. For some, it is just the sheer joy of keeping busy and doing something. It is important to try to strike a balance and not totally let work consume us. Enjoy life and have some fun too.

Can you answer this? What are the benefits to being employed? What do you say?

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Topic

This Is the Life

This Is the Life

You know you have it good
When you are in the neighborhood
Being toted around town
Puppy pads not touching down

Taking in the sights
With much joy and delight
Watching everyone on their feet
Walking to the tune of life's beat

From a place of comfort, I watch
Relishing in this life  
Letting the bunions breathe
I can take a reprieve

Sitting in my carrying tote
Feeling the breeze on my furry coat
Enjoying the beautiful scenery 
The lush trees, flowers and greenery

This is the life, this is the life

Written in response to Sadje’s prompt, http://lifeafter50forwomen.com/2023/03/06/what-do-you-see-176-6th-march-2023/

Image credit: Dex Ezekiel/Unsplash

This is the life was published first on Inspirebyonika.com on March 10, 2023

Categories
Diversity Topic Words of Wisdom

Honoring Women Making History in March

Honoring Women Making History in March

March is Women’s History Month. There are some wonderful women out there making a true statement. These women have contributed to Arts and Science, Math, Entertainment, Education and various other areas.

Women’s History Month starts on March 1 and lasts for the entire month. Another important date this month is March 8th, International Women’s Day. Take a moment to celebrate what this day means to you.

International Women’s Day

The theme for Women’s History Month in 2023 is ‘Celebrating Women Who Tell Our Stories’. Every year the theme changes. This month became officially known as Women’s History Month in 1987. Before then, it was only a week-long occasion.

Women’s History Month is for taking note of progress and struggles of women, spanning back for years and years. Women now have the right to vote, get an education, join the military, among other achievements. Women still face discrimination in the workplace when it comes to wages. You do not have to be a woman to advocate for equity and inclusion. Everyone can ban together for this important cause to reduce and/or eliminate discrimination in the workplace. This can only have a positive outcome for the world at large.

It is important that people know and understand that women do not always have it easy. People may think that we have no worries, or we do not need to assert or apply ourselves. Don’t let looks fool you into thinking that we have things handed to us. Women work hard and juggle a lot. Some of us are mothers too. It is a joy to wear the hat of being a parent. Unfortunately, some people view motherhood as a crutch and therefore do not give all mothers the same chance as the male gender.

How Can You Celebrate Women Who Tell Our Stories?

  • Read about the motivating and inspiring stories that women have told through their sheer actions.
  • If you know someone who may benefit from hearing your own story, consider sharing, you just might save a life and inspire someone else to tell their story in the future.
  • Pay it forward with your heroic life story, and what another woman thought was not possible, will see that it is. You are the living proof.
  • Educate yourself on the issues that women still face today. Think about what you can do to effect change.
  • Send a quick thank you note to a woman that you admire.
  • Pass on the word about Women’s History Month on your social media platforms to raise awareness.
  • Support women-owned businesses.
  • Mentor girls and young women. Empower them with your knowledge so that they know that they matter, and they can make a difference in this world.

Let’s show some love for Women’s History Month! Lift each other up and don’t forget to hug yourself and smile. You deserve it!

Image credit: by Maja Cvetojević from Pixabay

Categories
Info Topic Words of Wisdom

March is Optimism Month

Photo by Ian Taylor on Unsplash

March is national optimism month. It can be hard at times to be optimistic when life happens. Although, I think those are the times to have an optimistic outlook on things. Just think of the good you will be doing for yourself. In the long run, with a more positive attitude you will have lower stress levels, be more hopeful and have a more upbeat and cheerful feeling about life.

Optimism can be a challenge when the world spends so much time on social media. It is so easy for someone to see something on the internet and compare it to their own lives. We must remember that not everything we see on the web is as it seems. With that, know that we all have our separate paths in life and will not always arrive at certain destinations at the same time. It will take some of us longer to achieve certain things.

During March, we can start to take notice of our ways of looking at situations. If we take stock of how we perceive things we can then learn to change the negative thoughts into positive ones. Learn how to see the best case-scenario rather than the worst. We can team up with someone we trust and hold each other accountable. Help the other person change that negative into a positive.

March 12-18 Sleep Awareness Week

Did you know? Driving while drowsy slows reaction time just the same as driving drunk.

Sleep affects our health in many ways. Being well rested lets us excel mentally and physically. Lack of sleep has less than optimal effects on us. Try these simple things for better sleep; limit alcohol close to bedtime, no screen time before bed or while lying in bed, stop caffeine at least 4 hours before bed, try not to exercise close to the time you are going to sleep. Adequate sleep helps reduce stress, keeps our heart healthy and aids with weight loss. So, don’t forget to get your ZZZs.

March 12

Daylight Saving Time

Spring forward for Daylight Saving Time. It’s the time of year when we set the clocks ahead one hour. This practice allows for more hours of daylight during the warmer months of the year.

Time to spring forward
Photo by Mpho Mojapelo on Unsplash

March 17

St. Patrick’s Day

Celebrate the patron saint of Ireland today. People pay tribute to Irish history by attending mass and/or having a big meal. You will see a lot of the color Green. This represents the vast green land of Ireland. Although the 4-leaf clover is said to bring good luck, the Shamrock is one of the Irish symbols. Check out the web for some fun Green cocktails. You can make them with or without alcohol. Get the family together to make some recipes to commemorate Irish heritage.

March 20

First Day of Spring

Hello Spring! Milder days ahead. Also, the time of year when trees start to bloom. The pollen count rises also. Get your allergy medicine ready for those who are affected by this. In the Spring we have a lot more time to go for walks before or after work and enjoy some sun and outdoor time.

March 22

Ramadan Begins

Ramadan is a religious Islamic holiday observed by Muslims. From sun-up to sun-down Muslims fast and try to avoid eating, drinking, smoking and any impure behaviors and/or thoughts. Ramadan is when you will see increased prayers, time worshipping at the mosque and reading the Quran. This time of self-reflection helps to clean the soul and show empathy for those less fortunate. Fasting is a way to acknowledge that some people around the world are hungry. Those who practice the Islamic religion can find places of worship in virtually every state in the United States. Even though there are millions of people in the U.S. who are Muslims, the largest Muslim population can be found in Indonesia.

March 22

Día de la Abolición de Esclavitud

Did you know? It was once illegal to own or display the Puerto Rican Flag.

Emancipation Day (Puerto Rico)

March 22, 1873 marks the end of slavery in Puerto Rico. After colonization, disease and mistreatment wiped out most of the native people, this resulted in a major labor shortage. Gold mining was the popular trade at the time, so workers were needed for this reason. After gold mining stopped bringing in profits, sugar cane was the next thing to bring in money for the island. African slaves were used for enrichment of the land on plantations for the production of sugar. The African slave trade in PR lasted over 30 decades. Emancipation Day in Puerto Rico is an important day to celebrate freedom. Bomba and Plena music has strong African roots. Dancing to this music, along with native meals, festivals and parades are some of the ways to celebrate Emancipation Day.

Afro Puerto Rican flag and Resistance Puerto Rican flag

Puerto Rican Flag

Save Your Vision Month

Take the time to give your eyes a little extra TLC. It is better to preserve our eyesight as much as possible, rather than letting it get so bad that it creates things that cannot be reversed. Our eyes are precious. Besides, we only get one set. Try some preventative things like, limiting screen time. When reading make sure the room is well lit. Wear sunglasses to help against UV sun rays. Schedule that much needed eye exam. You know who you are… If you catch yourself squinting or needing to use extra bright light just to read certain things.